How to apply for Personalised Employment Pass (PEP) in Singapore

Table of Contents

1. Introduction to the Personalised Employment Pass (PEP)

The Personalised Employment Pass (PEP) offers flexibility and convenience for high-earning professionals in Singapore. Unlike the traditional Employment Pass (EP), the PEP is not tied to a specific employer, allowing you to switch jobs without reapplying for a new pass. This guide will walk you through the entire PEP application process, along with insights and tips that will make the process easier and more effective for you.

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2. Eligibility Criteria

To be eligible for a PEP, you need to meet the following salary requirements:

  • For those working in Singapore: You must have earned at least S$22,500 per month for a consecutive 3 months before applying.
  • For those working overseas: You must have earned at least S$18,000 per month for a consecutive 6 months before applying.
  • For those currently unemployed: You may need to provide additional documents upon request to assess your eligibility.

If you’re also exploring other visa options, such as the EntrePass for entrepreneurs, take a look at our guide for more information.

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3. Documents Required

Depending on your employment status, different documents are needed for the PEP application:

If you are working in Singapore:

  • 3 months’ payslips
  • Latest 3 months’ personal bank statements showing salary payments
  • Most recent Notice of Assessment from the Inland Revenue Authority of Singapore
  • Employment contracts and history
  • Education certificates

If you are working overseas:

  • 6 months’ payslips
  • Latest 6 months’ personal bank statements
  • Employment contracts with current and previous employers
  • Employment history
  • Education certificates
  • Most recent tax statement

If you are unemployed:

Additional documents may be required on a case-by-case basis, including proof of previous income and employment history.

Pro Tip:

“Many applicants face challenges with documenting salary payments when paid through various methods (cash bonuses, stock options, etc.). To avoid delays, ensure that your payslips and bank statements match and clearly reflect your salary. If there are inconsistencies, provide a clear explanation with supporting documents.”

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4. Cost of Application

  • Application Fee: S$105 per pass
  • Issuance Fee: S$225 per pass
  • Multiple Journey Visa (if applicable): S$30

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5. Processing Time

Most applications are processed within 8 weeks. However, additional documentation may extend this timeframe. If you haven’t heard back within this period, it’s advisable to check the status of your application online.

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6. How to Apply

  1. Follow these steps to apply for your PEP:
  2. Gather all required documents.
  3. Complete your application online.
  4. Pay the S$105 application fee using Visa, Mastercard, or Amex. are processed within 8 weeks, though additional documentation may extend this timeframe.


You may check your application status after 2 weeks.

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7. Issuing the Pass

You must issue your PEP within 6 months of receiving the In-Principle Approval (IPA) letter. Here’s how to proceed:

If you have a Singpass account:

Issue the pass online via EP eService.

If you do not have a Singpass account:
Make an Appointment to have your pass issued in person at the Employment Pass Services Centre (EPSC).

Documents Required:

  • Candidate’s passport details
  • Singapore contact information
  • Short-Term Visit Pass or immigration pass details
  • Singapore residential address
  • PDF copies of the passport page showing your arrival in Singapore • Completed medical declaration form (if applicable)

Issuance Fees:

  • S$225 for each pass
  • S$30 for a Multiple Journey Visa (if applicable)

After the pass is issued, you will receive a notification letter, which allows the candidate to begin work and travel in and out of Singapore while waiting for the physical pass card.

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8. Registering Fingerprints & Photos

Some candidates are required to register their fingerprints and photo within 2 weeks of pass issuance. Check your notification letter for details.

How to Register:

  1. Make an appointment at the Employment Pass Services Centre (EPSC).
  2. Bring the following documents:
    • Original passport
    • Appointment letter
    • Notification letter

After completing the registration, your pass card will be processed and delivered to your specified address.

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9. Receiving Your PEP Card

Your PEP card will be delivered to your Singapore address within 5 working days after registering fingerprints or verifying documents. You will receive an SMS or email with the delivery details at least 1 day prior.

Unsuccessful Delivery:

If delivery fails twice, you or an authorised person will need to collect the card at EPSC without an appointment. Bring along:

  • Candidate’s original passport
  • Notification letter

If someone else is collecting on your behalf, they must also bring:

  • An authorisation letter from you
  • Their NRIC or passport for verification

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10. Common Mistakes and How to Avoid Them

Mistakes during the PEP application process can lead to unnecessary delays or even rejections. Here are some common errors and how you can avoid them:

Mistake #1: Salary Mismatches

Ensure that your bank statements and payslips clearly reflect the same salary. If there are discrepancies, provide a letter of explanation from your employer.

Mistake #2: Missing Employment History

Many applicants overlook the need for a complete employment history. Ensure you list all previous positions, including those that may seem minor, to avoid gaps in your application.

Mistake #3: Not Providing Supporting Documents for Income Variations

If your salary includes bonuses, stock options, or other forms of income, provide additional documents to clarify these payments. This can include bonus letters or salary breakdowns.

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11. PEP for Business Owners and Entrepreneurs

While the Personalised Employment Pass (PEP) offers flexibility in employment, it comes with certain restrictions. PEP holders cannot engage in entrepreneurial activities such as being a sole proprietor, partner, or a director in a company where they are also a shareholder of an ACRA-registered business.

Key Restrictions for PEP Holders:

  • You cannot register or operate as a sole proprietor, partner, or as a director if you hold shares in the company.
  • PEP holders must secure employment with a Singapore employer within 6 months of receiving the pass.
  • You can work for multiple employers, but each employment must be official and under a contract with a Singapore-based company.

For those interested in running a business, the EntrePass scheme may be a more suitable option, as it is specifically designed for entrepreneurs who wish to start a business in Singapore.

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12. Salary Requirements and Potential Risks

It’s important to note that if your salary falls below the qualifying threshold (S$270,000 per calendar year regardless of the number of months you are in employment or if you applied for you PEP before 1 September 2023, $144,000 per calendar year regardless of the number of months you are in employment) at any point during the duration of your PEP, the Ministry of Manpower may cancel your pass.

This decision is typically based on information derived from your tax payments. To avoid such issues, it’s prudent to think ahead and have alternative solutions in place, such as securing additional employment or reapplying for a standard Employment Pass.

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13. PEP and Remote Work: Understanding the Limitations

PEP holders are required to secure employment with a Singapore-based employer within 6 months of receiving the pass. While you can work remotely, this is only permitted if it’s under a contract with a Singapore employer. Freelancing or remote work for foreign employers without a Singapore employer is not allowed.

Important Points on Remote Work:

  • PEP holders must have formal employment with a Singapore-based company.
  • Remote work or freelancing for overseas companies without a Singapore employer is prohibited.

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14. Frequently Asked Questions (FAQs)

Can I apply for a PEP while on a visit pass?

Yes, you can submit your PEP application online while on a Visit Pass. You will need to provide a local contact person’s details.

Can I cancel my PEP before the 3-year validity ends?

Yes, but cancellation is permanent. Ensure you have another valid pass to remain in Singapore.

Do I need to reapply for my family’s passes if I switch to a PEP?

Yes, new applications for Dependant’s Pass (DP) or Long-Term Visit Pass (LTVP) must be submitted. We recommend applying once your PEP is approved. For more guidance on the Letter of Consent (LOC) if your dependants also want to work, please refer to our detailed guide.

At Transform Borders, we guide you through every step of the PEP application process, from document advisory to tracking and issuance. Our experienced team ensures all requirements are met, providing you with a hassle-free experience. If you’re considering options like the Employment Pass or Permanent Residency (PR) for a longer stay, we can also assist with those applications. Contact us today for professional assistance with your PEP application.

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